Co-op buyers in Nassau and Suffolk County sometimes skip the inspection, reasoning that the co-op board handles the building. That reasoning is wrong — and can cost you significantly.
What You Own in a Co-op
In a co-op, you own shares in a corporation that owns the building — not the unit itself. But you are responsible for everything inside your unit walls: the electrical panel, the plumbing fixtures, the HVAC equipment (in most co-ops), the appliances, the finishes, and any alterations made by prior shareholders. The building’s exterior, structural systems, and common areas are the corporation’s responsibility — but you’re a shareholder in that corporation.
What a Co-op Inspection Covers
Everything inside the unit: electrical panel and outlets, plumbing pressure and drainage, HVAC unit condition, appliances, windows and doors, walls and ceilings for water intrusion evidence, and any alterations or improvements. Your inspector will also document the unit’s general condition for your records — useful if the co-op board later claims you caused damage you didn’t.
The Inspection Boys inspect co-op units across Nassau and Suffolk County. Book at homeinspectionsli.com.
